Insurance protects against losses from unexpected events. Health insurance that protects against the unlikely risk of major surgery or hospitalization makes sense, since the financial impact of a major medical […]

A physician is billed $10,000 for a COVID-19 test by his own organization, and the insurer paid the full amount (it costs about $8 to perform the test). A nurse’s […]

More than half of Americans receive health insurance through their employer. Two-thirds of covered workers are insured by companies that assume all the risk for health care costs and do […]

Political leaders have spent the last decade furiously debating the future of the health care system, while ignoring the elephant in the room: the employer insurance market. The U.S. population […]

The intersection of a novel virus, health disparities across our communities and rising health care prices presents a formidable challenge to the U.S. health care system. COVID-19 is new, but […]

Patients are charged around $1,200 for an ambulance ride to the hospital, while the median price of an air ambulance for privately insured patients is $36,400. Why is the price […]

Consumer-directed health care is the idea that a person armed with good information will select the right services from the best provider of that service and this will translate to […]